Simple Guidance for Understanding Mudra Loans in India
About Us
We are an informational platform created to help individuals and small business owners understand the Mudra Loan scheme (PMMY) and related business loan concepts.
Our role is limited to sharing publicly available information such as:
Loan categories under Mudra Yojana
General eligibility conditions
Commonly required documents
Basic application steps followed by banks and NBFCs
We are not a bank, NBFC, government body, or official Mudra agency. Loan approval, interest rates, and terms are decided entirely by the respective lending institution.
Our Features
Loan Categories Under Mudra Yojana
At Kissht, we offer a wide range unsecured loanes with quick approvals and minimal documentation, as well as secured loanes like Loane Against Property (LAP) for higher amounts at competitive rates. Enjoy easy approvals, fast disbursals, and flexible repayment options tailored to your needs.
Shishu Category
• Up to ₹50,000
• Typically for early-stage or small businesses
Kishore Category
• ₹50,001 to ₹5,00,000
• Generally for businesses with some operating history
Tarun Category
• ₹5,00,001 to ₹10,00,000
• Usually considered for established small businesses
Eligibility Criteria
Nationality
Indian
citizen
Age
Between 21 and
60 years.
Documentation
Selfie, PAN Card, and Aadhaar Card.
Profile
Salaried, Self-Employed, Small business owners.
Understanding Business Loan Options
Unsecured Business Loane
Mudra loans are designed to support micro and small enterprises through banks, NBFCs, and MFIs participating in the PMMY scheme.
This platform only explains the process and does not influence lending decisions.
Why People Use Our Website
Easy-to-understand explanations
No misleading promises
Information sourced from public guidelines
Designed for awareness and clarity
How the General Process Works
1. Learn About the Scheme
Understand categories, limits, and documents.
2. Prepare Documents
Identity proof, address proof, and business details.
3. Apply Through Official Channels
Submit applications via banks, NBFCs, or government portals.
User Feedback
Frequently Asked Questions
PMMY is a Government of India initiative that enables banks and NBFCs to offer loans to micro and small businesses.
No. This website provides information only.
No. Approval depends on the lender’s assessment.
No. This is a privately operated informational platform.
Interest rates are decided by banks/NBFCs.
We do not charge for accessing information on this website.